Skip to main content

BITCOIN SUPPLY BY OWNER TYPE

Who Holds Bitcoin: Savers or Businesses?

Some coins sit in a wallet whose owner keeps them for themselves. Others sit with a business holding them for its customers. This is the split.

Usually daily

Coins held by each side

Usually daily
Bitcoin held by savers and by businesses over time chartmaketomaketo.com/bitcoin/savings-vs-business0.11101001,00010.0K100.0K1.00M10.00M200920122015201820212024NOW1.54M
SaversBusinesses

How many coins sit on each side, every day since 2009. The scale is stretched so the early years are readable.

Savers (selected). Latest displayed reading: 1,538,269 on Aug 31, 2026. This view shows 6,441 dated readings from Jan 12, 2009 to Aug 31, 2026. The latest displayed reading is higher than the first. The displayed low is 11 on Jan 12, 2009. The displayed high is 5,091,890 on Feb 20, 2019. Every day in this range has a reading.

Businesses. Latest displayed reading: 733,657 on Aug 31, 2026. This view shows 5,837 dated readings from Sep 8, 2010 to Aug 31, 2026. The latest displayed reading is higher than the first. The displayed low is 0.16 on Sep 8, 2010. The displayed high is 1,151,787 on May 31, 2022. Every day in this range has a reading.

Pick two to four dates and read this chart's values side by side.

  1. Of the coins we can trace, who is holding them?

    Savers hold 67.7% of it

    1,538,269 coins sit with owners keeping them for themselves, against 733,657 with businesses holding them for other people. That is 2,271,925 coins in total, and it is the only part of Bitcoin we can put an owner against.

    A business here is an exchange, a fund custodian or a company treasury. Coins it holds are already sitting where they can be sold quickly.

  2. How much of all Bitcoin is that?

    11.3%
    we can trace to an owner
    2,271,925 of 20,077,965 coins.
    88.7%
    sits with an owner we cannot name
    Wallets that received coins and sat still, which our method cannot read.
    17.81 million
    coins in that unread pile
    Long-term saving and cold storage mostly look like this.
  3. Which side is growing?

    Coins are moving from savers to businesses

    Over the past month the savers' pile changed by -163,339 coins and the businesses' pile by 32,914. Coins moving to a business usually means somebody is getting ready to sell; coins moving the other way usually means somebody is settling in.

    The change in a pile is not the same as the coins that moved. This ledger also picks up wallets it had not linked to an owner before, and those arrive without a movement behind them.

    Savers moved 357,732 in and 630,291 out · businesses 816,825 in and 796,595 out
  4. What did each side pay for its coins?

    $39,025
    savers' average buy price
    Today's price is 2.01 times that. 82.7% of their priced coins are worth more than they cost.
    $58,939
    businesses' average buy price
    Today's price is 1.33 times that. 99.7% of their priced coins are worth more than they cost.
    95.4%
    of coins have an arrival price
    Coins that have not moved since before our record starts have none, and are left out rather than counted at zero.
  5. How long have the coins sat still?

    Savers' coins have sat 5.8 years

    The average coin held by a saver last moved 5.8 years ago. On the business side it is 2.6 years. That gap is the clearest thing on this page: coins people keep for themselves sit still, and coins a business holds keep moving, because customers keep asking for them.

    A wallet group is a set of addresses the chain shows under one wallet's control. It is not a person and not an address: one business runs many.

    3,851,114 wallet groups on the savers' side · 63 on the businesses' side
  6. Who took money off the table?

    $2.45 billion
    profit savers took in a month
    Against $2.21 billion of losses taken.
    $1.84 billion
    profit businesses took
    Against $120 million of losses taken.
  7. What can we not see?

    Most of Bitcoin, and for a reason worth knowing

    We learn who owns what from the coins people spend. Two addresses spent in one transaction prove one owner. Two addresses that only ever received coins prove nothing, because anyone can pay any address. So a wallet that takes coins in and then sits still is invisible to this method, which is exactly what patient saving and cold storage look like. That is why 88.7% of all Bitcoin has no owner on this page.

    Everything above describes the part we can read. It is a real and useful sample, and it is not the whole market, so we say which one every number belongs to.

Businesses holding bitcoin
The businesses side on its own, split by which kind of business.
Bitcoin on exchanges
The businesses side, broken out venue by venue.
Real owners
How many owners Bitcoin's addresses collapse into.
Wallets by size
The same coins split by how much each wallet holds.

Understanding Bitcoin Supply by Owner Type

Where it stands today

Bitcoin Supply by Owner Type is 67.7% savers to 32.3% businesses as of .

Two ways to hold a coin. If you keep Bitcoin in your own wallet, you hold it for yourself, and nobody else can move it. If you leave it with an exchange or a custodian, a business holds it for you, and that business controls the keys. Both are ownership, but they behave differently: coins held for someone else are already sitting where they can be sold in seconds, and coins held by their owner usually are not.

How we tell them apart. Every owner on this page is a group of addresses the chain itself shows under one wallet's control. A group is counted as a business when published records tie it to an exchange, a fund custodian or a corporate treasury. Everything else is counted as held by its owner. Where two businesses both appear to claim the same group, it goes to neither, because putting one company's coins in another's pile is the one mistake this page cannot recover from.

The part we cannot see, which is most of it. Grouping learns who owns what from transactions people send. Two addresses spent together prove one owner. Two addresses that merely received coins prove nothing, because anyone can pay any address. So a wallet that receives coins and then sits still is invisible to this method, by design rather than by accident, and that describes a great deal of long-term saving and almost all cold storage. Roughly nine coins in ten sit in wallets we have never been able to link to an owner, and this page says so on its face rather than quietly dividing by a smaller number.

What the averages mean. The average buy price is what a side's coins cost on the day they arrived in that side's wallets, and it covers only the coins whose arrival this ledger watched. A coin that has never moved since before our record starts has no arrival price, so it is left out of that figure rather than counted at zero. The wallet-group counts are groups, not people and not addresses: one person can hold several groups, and one business certainly does.