XRP ETF Cost Basis
What did the XRP funds pay for their coins?
The average price the funds paid for the XRP they hold, set against XRP's price.
What the funds paid, and XRP's price
The average price the funds paid for the XRP they still hold, beside XRP's own price. The price line is XRP's closing price each day, the same price the money held is valued at. Estimates. No fund publishes what it paid. This is worked out from the money going in and the price on the day it arrived, so treat it as close rather than exact.
Inspect and compare dates
Pick two dates to compare what the funds had paid for XRP with XRP's price on each.
| Measure | Change | Relative change | ||
|---|---|---|---|---|
| Average buy price | $1.70 | $1.69 | −$0.0097 | −0.6% |
| XRP price | $1.50 | $1.18 | −$0.3194 | −21.3% |
Right now
On average the funds paid about $1.69 a coin for the XRP they hold. At $1.18, XRP is about 30% below that.
How many of their coins are in profit?
As of 6 Nov 2026.
Coins in profit
Of the XRP the funds hold, the share worth more than it cost.
Funds in profit
Funds whose coins are worth more, all together, than they paid.
10% of the XRP in the funds is worth more than it cost. 0 of the 5 funds we can price are ahead on what they paid.
How much of this can we see?
We can see a buy price for 85% of the coins the XRP fund group holds.
What has XRP's price done lately?
As of 6 Nov 2026.
Price now
Past week
Down
Past month
Down
Over the past month a net $14 million went into the XRP ETFs, and XRP's price fell 21%. Fund money is one part of what moves a price, so read those as two facts side by side rather than one causing the other.
Understanding
XRP ETF Cost Basis
Where it stands today
The US XRP ETFs paid an average of about $1.69 a coin for the XRP they hold as of .
At $1.18, XRP's price was about 30% below that as of .
10% of the XRP in the funds was worth more than it cost as of .
Cost basis is the average price the funds paid for the coins they hold. It works like your own average buy price: when XRP's price is above it, the funds are ahead on paper, and when it is below, they are behind.
The Worth vs. paid tab divides XRP's price by that average. Above 1.0 the coins are worth more than the funds paid for them, and below 1.0 they are worth less. It is the same comparison as the two lines on the Buy price tab, as one number.
Coins in profit counts the XRP the funds hold that are worth more than they cost, as a share of all of them. Funds in profit counts the funds whose coins, taken together, are worth more than they paid.
The numbers
behind the chart
What does the current reading show?
Average buy price: the latest reading is $1.69, on . The highest reading since is $2.24 on ; the lowest is $1.69 on .
XRP price: the latest reading is $1.18, on . The highest reading since is $2.35 on ; the lowest is $0.9994 on .
Worth vs. paid: the latest reading is 0.70x, on . The highest reading since is 1.11x on ; the lowest is 0.56x on .
The average price the funds paid for the XRP they held on each day, the Worth vs. paid figure, and XRP's closing price that day.
What are the latest, highest and lowest readings?
| Measure | Latest | Highest | Lowest |
|---|---|---|---|
| Average buy price | $1.69 | $2.24 | $1.69 |
| XRP price | $1.18 | $2.35 | $0.9994 |
| Worth vs. paid | 0.70x | 1.11x | 0.56x |
How do the readings compare with earlier dates?
| Reference date | Average buy price | XRP price | Worth vs. paid |
|---|---|---|---|
| 1 month ago | $1.70 | $1.50 | 0.88x |
| 3 months ago | $1.78 | $1.04 | 0.58x |
| 6 months ago | $1.93 | $1.42 | 0.74x |
What was the reading at each month’s end?
| Reading date | Average buy price | XRP price | Worth vs. paid |
|---|---|---|---|
| $1.69 | $1.25 | 0.74x | |
| $1.70 | $1.49 | 0.88x | |
| $1.72 | $1.38 | 0.80x | |
| $1.78 | $1.06 | 0.60x | |
| $1.81 | $1.04 | 0.57x | |
| $1.88 | $1.33 | 0.71x | |
| $1.95 | $1.37 | 0.70x | |
| $2.02 | $1.34 | 0.66x | |
| $2.04 | $1.36 | 0.67x | |
| $2.09 | $1.73 | 0.83x | |
| $2.10 | $1.84 | 0.88x | |
| $2.21 | $2.18 | 0.99x |
Source: The money going into the XRP funds each trading day, and XRP's price. No fund publishes what it paid. This is worked out from the money going in and the price on the day it arrived, so treat it as close rather than exact. Reading for .